Automation of a microfinance organization

Automation of a microfinance organization

Automation of a microfinance organization is carried out using modern universal applications that provide comprehensive management, control and accounting. By means of software, it is possible to analyze the financial activities of all structural divisions, display data in digital documents taking into account fast printing and sending by e-mail. Also, in the context of a certain period, it is possible to identify shortcomings, calculate expenses and income. All processes will be controlled, with accounting. When purchasing specialized software for the automation of microfinance organizations, an analysis of the activities of your own business is provided. Programs are divided by functionality, providing organizations in a particular field of activity with the necessary tools to solve the tasks. To purchase a program with modern functionality, synchronization with various sites and applications, metering devices, as well as having a fairly democratic pricing policy, you should pay attention to the software "Universal Accounting System". The program, unlike similar developments, has flexible configuration parameters, a multi-user operating format and a multi-currency mode of the payment system.

The application is easily configured during installation on each user's work devices, taking into account the formation of accounts protected by a login and password. Each user, when entering the application from the shortcut on the desktop, will enter a login and password to implement subsequent work activities, which will be reflected in the system with the maintenance of the quality and quantity of working time. Thus, the head of the microfinance organization will be able to remotely monitor and analyze the activities of each subordinate, reflecting on the work screen of the main computer all the information with details of the work performed.

Thus, when accounting for working hours, employees will receive automatically calculated wages based on the actual tasks performed, processed requests for loans, hours worked, etc. Inside, all users will be able to interact locally, transfer information data, taking into account the synchronization of all branches of the microcredit organization. Monitoring the activities of all employees of the microcredit organization, as well as clients during meetings and execution of contracts is available using installation video surveillance cameras that transmit materials to the main computer in real time. Multifunctional software provides for the implementation of continuous monitoring, accounting, document management, analytics and management of further activities, taking into account the receipt of static and analytical reports.

Automation of microfinance organizations

Automation of microfinance organizations is provided by an integrated approach using the USU software. The software provides for comfortable work of each user in the system, taking into account the choice of themes for changing the desktop design, setting up the language bar when servicing foreign clients. The system provides for maintaining a single client CRM database taking into account the display of contacts, history of requests and consultations, execution of contracts for loans, contributions and debt, interest rates, also attaching images transmitted from a web camera. In addition, it is possible to attach scans of contracts, acts of acceptance and transfer, etc. The software assumes unified work with an unlimited amount of information data stored in the cloud storage. Users are provided with information according to their official position, delimiting the levels of access rights to materials to ensure confidentiality.

The software has a menu with three sections: "Modules", "References", "Documents". When working with digital documents, there is no need to manually enter information; import of materials is provided. When working with documentation, reports, tables and journals, it is possible to use different types of files. The contextual search engine allows you to quickly find the necessary information by entering data on the client, agreement number or contact in the electronic window. All processes in the application are specified by time and money. Considering the automation of microfinance organizations, it is possible to increase the volume of profitable transactions, taking into account the increase in profitability. In the application, when information on clients, loans and collateral is entered, there is no need to re-enter the information. If it is necessary to enter information on new clients, you should open a new card indicating the necessary data in the required fields for registration. When applying for a new loan, you should also display information on the client from the CRM database, indicating the interest rate, loan amount, and collateral assessment.

Automation of MFOs implies fast execution, saving information in the program. The head of the microcredit organization will always be able to supervise work activities with income and expense analysis. When automating MFOs, it is possible to conduct high-quality calculations using an electronic calculator, pre-setting the calculation algorithms. Thus, the application will automatically calculate the final payment amount for clients, taking into account timely repayment or debt, recalculating with the accrual of penalties. Discounts are provided for regular customers. With advance repayment of debt on loans, the system will automatically generate an agreement to extend the loan, with a recalculation of the payment amount. The automated software provides for the availability of implementation when making cash and non-cash payments, interaction with banking systems, as well as payment terminals. If it is not possible to accept payments in national currency, the agreement and subsequent payments by clients will accept payments in foreign currency, taking into account conversion at the current rate. All conditions will be spelled out in the agreement, which allows you to exclude various misunderstandings. The multi-currency mode allows you to increase the volume of transactions processed.

The application provides for the implementation of accounting, providing management with the necessary information on the financial activities of each department. All information on income and expenses will be provided for a certain period of time. The system also assumes the use of modern functionality that ensures interaction with customers and fast service. For example, the PBX telephony function helps to serve more customers with increased loyalty, in advance, during an incoming call, receiving information about the client and loans, the amount of debt, etc. When sending informational voice and text messages, it is possible to provide the necessary information about loans, congratulating on various events, informing about new conditions, changes in exchange rates, trades, etc. Electronic management is a unique solution for fast and effective business development, increasing the company's income. In order for you to clearly evaluate the functionality provided by the developers of the Universal Accounting System company, you should go to the site and download a free trial version. Also, when contacting the specified contact numbers or sending a request to the specialists by e-mail, you will receive the necessary advice and assistance in choosing models and tools.