Credit accounting software

Credit accounting software

The program for accounting of loans is ideal for microfinance organizations, credit companies, pawnshops, private banking enterprises, financial branches. Automation is necessary for every organization, regardless of the field of activity, volume of tasks and staff. The most noticeable trends in software automation have become microfinance organizations that need to monitor credit transactions more efficiently and efficiently, generate regulated documents and arrange clear mechanisms for interaction with borrowers. Automated software "Universal Accounting System" allows you to control your credit history and loans, with the provision of information support and competent analysis, calculations, displaying interest on payments as accurately and quickly as possible. The software is designed for the purpose of comprehensive automation of internal processes of each company, with an individual selection of modules and tools. The pricing policy also suits the budget of any company. The application is quickly configured for any working device, regardless of the operating version of the Windows system. The software contributes to the high-quality analysis of loans, with efficient and reliable storage of information data. The software's activities are multifunctional and multi-user, optimizing work resources.

CRM for credit accounting

A unique and automated CRM program for accounting of loans is easily managed by each user. Even without special skills in working with software, each employee can easily configure and master the parameters of the automated system. The automated program allows you to track the work activity of each employee of the microfinance structure, displayed in actual indicators of time worked, quality and speed of processes, information on issued loans and accompanying documentation. Every month in the automated utility, it is possible to analyze data on profit, based on payments of the loan history, calculating the total amount of wages for each employee. The mechanisms of the automated program are reliable and multifunctional, while not complicated. The head of the business in the microfinance sphere of activity will be able to remotely track the activities of subordinates, using the synchronization of work devices to track work processes on the main computer with a visible status of the work performed. It is also possible to install video cameras in each division for remote video surveillance. Thus, all work processes will be supervised in real time. Work schedules will be generated in the software, in electronic form. Each employee will be reflected in the system under personal user data with separated user capabilities, according to the level of access to information materials.

Accounting for loans and credits

Accounting of loans and credits takes a control function in the software. By means of the application, it is possible to carry out analytics with the ability to track each loan, displaying the terms and total amount, exchange rate, interest rate. When automating the registration of loans in the documentation and reporting, materials will be generated in digital form, using built-in templates corresponding to the company's regulations. Based on the existing templates, it is possible to quickly create the necessary document, automatically filling in the necessary information. When opening a form for registration of a loan or credit, some of the fields will be automatically filled in by the system, the remaining information can be imported from various sources. The application supports various types of files with graphic images, quickly converting materials into the necessary formats. If the information is already in the application, users can use it for subsequent operations. If information on borrowers or property value is missing, then automatic data registration is also provided. The system makes it easy to carry out analytics and assess the property value using the display of information in the database on loans and credits. Calculations and daily work will be high-quality, without errors and falsification of information. Calculation operations are performed by an electronic calculator in accordance with specified algorithms.

Accounting for issued loans

Accounting of issued loans will be carried out competently, reflecting transactions in chronological order. In accordance with the labor intensity of loan processing, accompanying documentation and reporting, including a constant flow of information data and work with borrowers, the need for software implementation is obvious. A negative atmosphere within a microfinance organization affects the efficiency and productivity of labor, which also affects profitability. Using the latest information technology, modernization of work processes is envisaged. In the application for microfinance business strategies, manual control and data entry can affect inefficient work with incorrect data entry, making errors in the execution of agreements and in settlements.

In each business, you can run into pitfalls that negatively affect the further activities of microfinance organizations, but with the help of software, you can avoid them. Using an application for automation in a microfinance structural company, you can simultaneously analyze, promptly monitor the status of payment acceptance, taking into account the change in exchange rate differences, etc. The market is replete with various information developments that complicate the choice of a suitable program for automating the organization's work processes. In addition to differences in functional support, there are also differences in automation methods. The application provides for monitoring the work activities of each employee of a microcredit company, displaying detailed information in the statements. The application is aimed at fully optimizing the work processes of the user staff due to its wide functionality.

Loan issuance program

The program for issuing loans provides the ability to analyze financial and economic activities, comparing general indicators of income and expenses for any period of time. The manager will be able to analyze the activities of a microfinance organization with systematically received analytical and statistical reports. Information can be provided both in tables and in graphs, diagrams, visually improving the perception of information, for subsequent adoption of rational measures to improve the quality of business. By means of software, it is possible to analyze the activities of all structural divisions, introducing innovations to improve and simplify daily processes with an increase in income. The system can easily display information on loans and borrowings, comparing indicators for the terms of contracts, late payments, recalculation of the debt repayment schedule, taking into account early repayment of issued funds, etc. Also, by means of software, it has become possible to analyze changes in the exchange rate, taking into account the binding of the total amount of the issued loan to the national currency. Thus, when the exchange rate difference changes, the application will automatically recalculate. The displayed data stored in the system will help to study in detail the timeliness of payment acceptance, focusing on the exchange rate difference.

Accounting for long-term loans and borrowings

Accounting of long-term loans and credits is carried out with the display of complete information on the status of the action and compliance with the terms of contracts, focusing on the regularity of payment terms, etc. Software development for management and attraction. provides for the formation with the filling of a single client base for all borrowers, recording personal data with contact information, history of providing consultations, execution of contracts, settlements and debt, interest rate, currency binding, offering scanned documents and photographs. A photograph can be used in the system to read the external parameters of a person, recording the date and time of visiting the branches of a microcredit company. Contact information is used as the main channel of communication with clients, providing data in the form of voice or text messages sent to mobile operators or e-mail. Thus, it is possible to inform borrowers about loan repayment, providing up-to-date advertising information, information on trades, changes in exchange rates, etc. The multifunctional program also provides conditions for the implementation of providing advisory assistance to clients during the call to the contact phone numbers indicated on the site, using the PBX telephony function. All processes are simple, convenient, and effective.

Accounting for the issuance of loans

Accounting for the issuance of loans involves the automatic generation of contracts and accompanying documentation. In the course of work, users will be provided with the necessary templates for the prompt creation of the necessary file documents. The information system provides for the availability of combining all structural divisions for the rapid execution of lending. In the system, when a loan manager issues a loan to borrowers, information will be displayed, which will subsequently be provided to the cashier to prepare a certain amount of funds for issuance. When the cashier prepares the necessary amount of funds, redirecting clients to the cash desk with further preparation of reports. Settlement operations performed by the calculator will be performed quickly and efficiently, subsequently controlled by the payment status in the application. If loan payments are not received, the automated program automatically applies fines in accordance with the terms of the agreement. Penalty calculations are accrued for each day of delay in payments. In addition, during mutual settlements, the system will display information on exchange rates. This is the case if the borrower cannot pay the payment in the national currency, then the agreement specifies the terms of payment reflecting a specific currency and fixed additional information about the change in the exchange rate and the implementation of recalculations.

Automation of credit accounting

Automation of credit accounting implies availability of comparison of monthly calculation indicators for all issued loan applications, active and closed, with the difference in exchange rates. Thus, contracts tied to the current rate will not be a problem for the organization, instantly displayed on minor changes in digital registers and state documents. To attract new borrowers, as well as promote loan services, with an increase in the quality of work of a microcredit organization, it is envisaged to install software with management synchronization with the site. On the site, clients will be able to pre-analyze the terms of lending, planning the division of payments in a phased format, in one amount or another, making a request online. For the convenience of implementing the payment system, interaction with banking organizations and terminals is provided, expanding the target audience. An automated program for automating work processes allows you to regulate the use, deletion and recalculation of debt. Working in software with loans and credits will become much easier, controlling all stages of work in a digital format.

Program for issuing loans

The program for issuing loans assumes the display of completed active contracts, with the analysis of financial activity in the accounting statements. The accounting statement and document flow in the application can be carried out with integration with the 1C system. Thus, the head of the credit company will always be able to have access to funds, employees will be freed from routine tasks and repeated data entry, making calculations, etc. For any period of time, the manager will be able to receive data on the dynamics of income, including additional expenses of the company. In the program, it is easy to track the dynamics of each department in a separate mode, daily seeing funds in a particular amount and currency for each cash desk and on the current account. The software helps to provide users with comfortable conditions for working in a beautiful interface with custom design settings in an individual mode and with customizable configuration parameters, uninterrupted activity and consistency of the workforce, high speed of processing information data. Also, the high-tech software development is capable of integrating with high-tech equipment, applications and a website. The many advantages and disadvantages of software will have a productive impact on the activities of the organization.

Accounting for credit transactions

Accounting of credit transactions is performed in chronological order with display of all stages of work. When opening the history of loans, it is possible to analyze the status of actions, timeliness of payments, find the necessary accompanying documentation, reproduce a number of specific tasks necessary for consideration. In case of late payments, the utility will automatically read the data and recalculate with notification of borrowers on the debt. Also, the head of the microfinance business will be able to track the status of the completed work of subordinates, monitoring the amount of work, calls made, data processed, etc. In addition, it is possible to analyze the quality and timing of certain tasks, identifying the best employees monthly and encouraging bonus accruals to the salary, thereby really improving the quality of work, increasing employee loyalty.

Software for credit accounting

Software for credit accounting facilitates comprehensive management of all departments, focusing on profits and quality analysis. The application easily implements the tasks in a convenient format, for the comfortable work of each user of a microfinance company, setting up an accounting panel with an automated selection of themes for the desktop screensaver, including setting up languages. Also, for convenience, employees can use not only desktop computers, but also mobile devices, freely moving around the departments and promptly monitoring the work, receiving new tasks. For convenience, the program can use large-scale maps displaying the location of objects. The application is designed to optimize work resources, providing for full automation of business processes.

Credit accounting system

The credit accounting system provides for interaction with other programs and sites, analyzing the presence of loans by history in other microfinance companies. The program easily reflects the financial activities of the business in the context of a certain period of time. In addition to income, it is possible to compare the company's expenses. All information will be organized in statistical and analytical statements, operating with the original data. It is possible to obtain data detailing, with the automation of all activities in a single automated utility. Operational output of materials is carried out using a digital assistant, according to specified requests entered into an electronic window.

Accounting for settlements on loans and credits

Accounting of settlements on loans and credits is performed in the automatic form of the built-in calculator. To perform certain calculations, it is assumed that algorithms will be introduced. Discounts are provided for regular customers. Evaluation work on loans will also be reproduced automatically. The information utility guarantees the high-quality activity of all departments, remotely supervised by management by connecting work devices and reflecting work activities on the main computer, as well as with video surveillance in real time. Convenience, quality and automation are the basis of success.

Accounting for loans and credits will become a streamlined process, providing for the display of all information in a single information base. In order for you to enjoy comfortable activities with automatic execution of tasks by high-tech development, it is necessary to install the universal software USU. The software is affordable in terms of pricing policy, suitable for the pocket of any organization with no monthly fees. With wide functionality of the software, there is no need to purchase additional applications. Before purchasing the program, you can familiarize yourself with the capabilities by downloading a trial version, which is free and fully displays the licensed program. Consultants will be happy to provide the necessary information, help with installing the application, choosing modules and tools, templates that correspond to your organization's regulations. The site contains customer reviews, modules and tools with templates that can be selected in an individual form in advance. With a short video review, you can quickly understand the principles of management and avoid lengthy development.