Accounting for a microcredit organization

Accounting for a microcredit organization

Accounting for a microcredit organization is carried out by convenient and effective methods of regulating business processes, analyzing income and expense data, compiling general indicators of increasing completed loans. Modern electronic systems allow managers of organizations to discipline their subordinates, while maintaining high-quality accounting with digital document management. By means of a single information system, there is no need to separately manage, control, analyze, and account in each application, combining and simplifying work processes. Today, software can replace many highly qualified workers, while reducing time and financial losses. The software has flexible printer configurations with a convenient control panel, a menu with three sections that simplify the daily tasks of users. The most effective and automated is the Universal Accounting System program. The application is presented with a variety of templates corresponding to the organization's regulations, design and themes for the desktop screensaver, as well as an acceptable pricing policy with no subscription fee. An automated assistant is capable of uniting all structural divisions, working with several companies at once, unifiedly managing and controlling business work processes.

Accounting of a microcredit organization

The accounting of a microcredit organization is an effective digital complex that optimizes work resources. The software during installation on work devices, which include a desktop computer and mobile phones (smartphones), assumes individual registration of each employee of the organization, for subsequent login through an account protected by a login and password. The software does not provide for difficulties in installation or configuration, mastering. Any employee will become an advanced user, even without special skills. The software ensures the operation of the entire business due to unified management, analytics, accounting.

With the help of the universal system, all users will be able to simultaneously log into the application and perform work operations, while interacting and transferring materials via the local network. In the management control system, it is possible to analyze data on input and output information. Thus, when working with one document, contract, for other users, access will be limited for a time, excluding re-entered information. All stored materials will be in proper form, classified and saved in a single information space. All users are provided with access to information, as they are divided by job level. Therefore, only the manager has unlimited possibilities. With an electronic system, there is no need to re-enter information, it is enough to use the existing information to fill out documentation and reporting, journals and tables in digital form.

Accounting of a microcredit organization is performed when synchronizing the application with the 1C system. With these functional capabilities of synchronized accounting, the manager of a microcredit organization will be able to analyze income and expenses at any time, comparing them with previous reporting periods. There is also no need to repeatedly perform the same operations. When applying for a loan, employees do not need to independently calculate the total loan amount, break down the total indicators into subsequent monthly payments, recalculating at the exchange rate or when calculating penalties for late payment. All calculation procedures will be performed by an electronic calculator, according to specified algorithms.

All financial activities of the organization will be provided to the manager of the microcredit organization at any time, using analytical and statistical indicators. When working with document flow, the obvious advantage is digital vision, with automatic saving, numbering and dating. When generating documentation, it is possible to quickly create the necessary materials using electronic templates. Templates can be supplemented according to regulatory indicators. When creating documents, you can immediately or later print them on printers synchronized with the application, supporting various models. Also, it is worth considering that if you have the necessary information, it is enough to move it to the necessary documents, acts and reports, without the need to re-fill the information.

Accounting of MCO

The MCO accounting will be performed automatically, providing for an individual and automated approach. To display information about the activities of each employee and client of the microcredit company, video surveillance cameras will be installed with the transfer of materials to the main computer for subsequent analysis of legal actions. To display information about the daily work of each specialist, it is assumed that the working devices will be connected to the main computer, reading and displaying on the monitor screen detailed information about the time worked, calls made and SMS messages sent, credit transactions executed, etc.

For convenience and automated management of MCO, it is envisaged to use modern functions, such as geographic maps, PBX telephony, maintaining a multi-currency mode with interaction with banking structures. For example, PBX telephony provides scanning of contact information during an incoming call from clients to consultants, with the provision of detailed information for subsequent conversation. By using geographic maps, it is possible to minimize time losses with laying a route to the branches of a microcredit organization. The multi-currency mode also ensures the elimination of shortcomings and the exclusion of downtime, loss of funds based on the exchange rate difference. Thus, during the instability of the exchange rate, the system will read the general indicators with recalculation of the amount of payments, notifying borrowers in advance by sending messages.

Accounting for MCO

Accounting for MCO is an automated assistant with a comprehensive approach to modern solutions. The software is a unique tool for solving various problems. For example, to provide information support to clients of a microcredit organization about various changes, additions, advantageous offers, it is possible to send messages to mobile operators or e-mail in bulk or selective form. It is possible to send information by voice or text messages. Information will be kept on all clients of a microcredit company, including personal meetings with contact information, history of requests and execution of loan agreements, payments and debt, penalties, percentage of conditions, etc.

It is also possible to attach scans of documents, photographs for subsequent reading of metrics during a visit to MFI branches. The system can display data on all borrowers, comparing regular and new customers. It is possible to provide discounts in a certain amount, increasing loyalty. It is also possible to interact with the application on the website, allowing customers to familiarize themselves with the lending system, analyze the interest rate and subsequent repayments according to the terms, submitting an application online. In case of early repayment of the debt, the system will generate an additional agreement to extend the loan. Considering the interaction of the software with payment terminals and banking systems, it is possible to accept payments in non-cash form. When the exchange rate changes, the amount will be converted at the current rate, thus, the business will always be in the black.

Program for accounting of MCO

The program for accounting of MCOs helps to ensure teamwork of all structural divisions. Each employee will see the information he needs. For example, during the loan processing, the manager will send a request to the cashier to prepare a certain amount of money for issuance to the client. He, in turn, will see up-to-date information with the prepared amount and the change in the request status. After these events, the manager will see that the amount has been prepared and will redirect the client to the cash desk with the formation of accompanying documentation. All processes are coordinated, providing the opportunity to expand the business and increase revenue. In order for you to be able to evaluate and analyze the capabilities of the digital introduction of management control over your business provided by the developers, you should go to the site and download the old version. The trial version is free, fully displays the capabilities of the licensed program, but with a limited service life. After the trial period, you will be able to use the accumulated information in subsequent operations. You can address your questions that arose during your acquaintance with the utility by the contact phone numbers of specialists listed on the site, or by sending a request by e-mail. The company's specialists will not only provide you with advice, but will also help you set up the application and select the modular composition.